Question 1

How quickly can I receive a mortgage pre-approval?

Accepted Answer

Once an application and requested documents are complete, ROYAL’TEE Lending Group's goal is to provide a pre-approval decision within 24 hours. Complex scenarios may require additional review.

Question 2

What credit score do I need to buy a home?

Accepted Answer

Credit requirements depend on the loan program and the borrower's complete financial profile. ROYAL’TEE Lending Group reviews more than a score and explains the available options.

Question 3

Does ROYAL’TEE Lending Group offer down-payment assistance?

Accepted Answer

Yes. ROYAL’TEE Lending Group works with multiple down-payment assistance options for qualified buyers. Eligibility and program availability vary.

Question 4

Can ROYAL’TEE Lending Group help self-employed borrowers or real-estate investors?

Accepted Answer

Yes. Available options may include traditional and alternative documentation programs, including bank-statement and DSCR financing, subject to applicable guidelines.

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